What are NSDL and UTI? What is the difference between them?

You’ve heard NSDL PAN And UTI PAN Many times but do you know what the difference between them is? Yes, We are aware you want to know the difference between them, and that’s the reason why We are crafting this article for you.

Here in this post, We’ll tell you the difference between NSDL and UTI, If you don’t have much time to read the whole article, Let us say, no difference Difference between them can affect you!

First of all, Let us know about NSDL.

NSDL (National Securities Depository Limited)

National Securities Depository Limited is Mumbai based Capital market company Company established in 1996!

NSDL is the organization that is responsible for Allotment of PAN, Creating a PAN Card and Sending it to the owner!

It takes about 7-10 days for allotment of PAN after Applying it and about 15-20 days to deliver the PAN Card to the selected address!

You can apply for PAN Card through NSDL online by filling the form online and paying processing fees! (The charges are 106Rs only)

You can also Correct PAN Card information online through NSDL whose processing fees are same as Application! Re-issue of PAN Card can also be done with NSDL.

Now, Let us tell you about UTI or UTIITSL!

UTI (UTI Infrastructure Technology And Services Limited)

UTI Infrastructure Technology And Services Limited was established in 1993, and it’s the largest financial Service provider of India.

Like NSDL, UTI also works on Allotment of PAN and Delivering it to Owner. Same as NSDL, It takes about 7-10 days to Allot a Permanent Account Number and 15-20 days to Deliver it!

You can apply for PAN Card Online through NSDL and also Correct it online just as NSDL.

The Processing Fees for Application, Correction and Re-issue is 106/- Only. You can Pay it online through Net Banking or Card.

So, That’s about NSDL and UTI. Let’s Move on to Conclusion!


Both NSDL and UTI are great when it comes to their Service. Both of them charges the same and The time to Process The Application or Complaint is almost same.

While Surfing through Internet, We found out someone saying that the Quality of PAN Card is better with NSDL than UTI.

So, Both of them are best at their work and you can apply through any of them! It depends on your views too!

Let us know if you know any more difference between them in comment section! Let others know what do you recommend and what’s the best!

Updated: March 23, 2017 — 4:57 am

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